.page-disclaimer {
  --term-line: rgba(201, 162, 91, 0.32);
  --term-line-soft: rgba(143, 163, 191, 0.22);
  --term-glass: rgba(16, 27, 51, 0.78);
  --term-pad: clamp(18px, 3vw, 32px);
  padding-bottom: clamp(48px, 6vw, 88px);
  overflow-x: hidden;
}

.page-disclaimer .terms-hero {
  position: relative;
  margin-top: 18px;
  padding: var(--term-pad);
  border: 1px solid var(--term-line);
  border-radius: calc(var(--radius) + 4px);
  background: var(--term-glass);
  backdrop-filter: blur(14px);
  display: grid;
  gap: 16px;
  overflow: hidden;
}

.page-disclaimer .terms-hero::after {
  content: "";
  position: absolute;
  right: -15%;
  bottom: -70%;
  width: 60%;
  height: 240px;
  background: radial-gradient(closest-side, rgba(201, 162, 91, 0.3), transparent 72%);
  pointer-events: none;
}

.page-disclaimer .terms-kicker {
  margin: 0;
  font-family: var(--font-index);
  font-size: 11.5px;
  letter-spacing: 0.18em;
  color: var(--gold);
}

.page-disclaimer .terms-title {
  margin: 0;
  font-family: var(--font-display);
  font-weight: 300;
  font-size: clamp(40px, 9vw, 76px);
  line-height: 1.04;
  letter-spacing: -0.01em;
  color: var(--paper);
}

.page-disclaimer .terms-lede {
  margin: 0;
  max-width: 58ch;
  font-family: var(--font-body);
  font-size: clamp(15px, 1.7vw, 17px);
  line-height: 1.95;
  color: var(--mist);
}

.page-disclaimer .terms-facts {
  list-style: none;
  margin: 4px 0 0;
  padding: 16px 0 0;
  border-top: 1px solid var(--term-line-soft);
  display: grid;
  gap: 12px;
}

.page-disclaimer .terms-fact {
  display: grid;
  gap: 4px;
  min-width: 0;
}

.page-disclaimer .terms-fact-k {
  font-family: var(--font-index);
  font-size: 11px;
  letter-spacing: 0.12em;
  color: var(--mist);
}

.page-disclaimer .terms-fact-v {
  font-family: var(--font-display);
  font-size: 14.5px;
  line-height: 1.5;
  color: var(--sand);
}

.page-disclaimer .terms-banner {
  position: relative;
  margin: 20px 0 0;
  border: 1px solid var(--term-line);
  border-radius: var(--radius);
  overflow: hidden;
  background: linear-gradient(115deg, #0B1220 0%, #1E3A5F 58%, #101B33 100%);
}

.page-disclaimer .terms-banner img {
  display: block;
  width: 100%;
  max-width: 100%;
  height: auto;
  object-fit: cover;
}

.page-disclaimer .terms-banner-cap {
  padding: 10px 16px;
  border-top: 1px solid var(--term-line-soft);
  background: rgba(11, 18, 32, 0.62);
  font-family: var(--font-index);
  font-size: 11px;
  line-height: 1.7;
  letter-spacing: 0.06em;
  color: var(--mist);
}

.page-disclaimer .terms-layout {
  display: grid;
  gap: 20px;
  margin-top: 20px;
}

.page-disclaimer .terms-main {
  min-width: 0;
}

.page-disclaimer .clauses {
  padding: clamp(20px, 3.2vw, 40px);
  border: 1px solid rgba(201, 162, 91, 0.55);
  border-radius: var(--radius);
  background: var(--cream);
  color: var(--brown);
  box-shadow: 0 26px 64px -40px rgba(0, 0, 0, 0.85);
}

.page-disclaimer .clause {
  display: grid;
  gap: 6px;
  padding: clamp(18px, 2.6vw, 26px) 0;
  border-top: 1px dashed rgba(44, 36, 28, 0.22);
  scroll-margin-top: 78px;
}

.page-disclaimer .clause:first-child {
  padding-top: 4px;
  border-top: 0;
}

.page-disclaimer .clause-num {
  margin: 0;
  font-family: var(--font-index);
  font-size: 13px;
  letter-spacing: 0.14em;
  color: #9C7326;
}

.page-disclaimer .clause-body {
  min-width: 0;
}

.page-disclaimer .clause-title {
  margin: 0 0 10px;
  font-family: var(--font-display);
  font-weight: 500;
  font-size: clamp(19px, 2.3vw, 23px);
  line-height: 1.42;
  color: var(--brown);
}

.page-disclaimer .clause-text {
  margin: 0 0 10px;
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.92;
  color: #3A3128;
}

.page-disclaimer .clause-text:last-child {
  margin-bottom: 0;
}

.page-disclaimer .clause-inline-link {
  color: #8C4A2F;
  text-decoration: none;
  border-bottom: 1px solid var(--coral);
}

.page-disclaimer .clause-inline-link:hover,
.page-disclaimer .clause-inline-link:focus-visible {
  color: var(--coral);
}

.page-disclaimer .clause-list {
  list-style: none;
  margin: 8px 0 0;
  padding: 0;
  display: grid;
  gap: 8px;
}

.page-disclaimer .clause-list li {
  position: relative;
  padding-left: 18px;
  font-family: var(--font-body);
  font-size: 15.5px;
  line-height: 1.82;
  color: #3A3128;
}

.page-disclaimer .clause-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.78em;
  width: 8px;
  height: 1px;
  background: var(--coral);
}

.page-disclaimer .terms-aside {
  display: grid;
  gap: 14px;
  align-content: start;
  min-width: 0;
}

.page-disclaimer .aside-card {
  padding: 18px;
  border: 1px solid var(--term-line);
  border-radius: var(--radius);
  background: var(--term-glass);
  backdrop-filter: blur(10px);
}

.page-disclaimer .aside-card--accent {
  border-color: rgba(232, 121, 90, 0.42);
  background: linear-gradient(160deg, rgba(232, 121, 90, 0.14), rgba(16, 27, 51, 0.82));
}

.page-disclaimer .aside-title {
  margin: 0 0 12px;
  font-family: var(--font-index);
  font-size: 11px;
  letter-spacing: 0.16em;
  color: var(--gold);
}

.page-disclaimer .aside-nav {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 4px;
}

.page-disclaimer .aside-link {
  display: flex;
  gap: 10px;
  align-items: baseline;
  padding: 9px 10px;
  border-left: 2px solid transparent;
  border-radius: 0 10px 10px 0;
  font-family: var(--font-display);
  font-size: 13.5px;
  line-height: 1.5;
  color: var(--mist);
  text-decoration: none;
  transition: color 0.18s ease, background 0.18s ease, border-color 0.18s ease;
}

.page-disclaimer .aside-link-num {
  font-family: var(--font-index);
  font-size: 11px;
  letter-spacing: 0.1em;
  color: var(--gold);
  flex: none;
}

.page-disclaimer .aside-link:hover,
.page-disclaimer .aside-link:focus-visible {
  color: var(--paper);
  background: rgba(201, 162, 91, 0.12);
  border-left-color: var(--gold);
}

.page-disclaimer .aside-link[aria-current="true"] {
  color: var(--gold);
  background: rgba(201, 162, 91, 0.1);
  border-left-color: var(--gold);
}

.page-disclaimer .aside-note {
  margin: 0 0 12px;
  font-family: var(--font-body);
  font-size: 13.5px;
  line-height: 1.82;
  color: var(--sand);
}

.page-disclaimer .aside-links {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 6px;
}

.page-disclaimer .aside-links a {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 10px;
  padding: 9px 12px;
  border-radius: 10px;
  background: rgba(201, 162, 91, 0.08);
  font-family: var(--font-display);
  font-size: 13.5px;
  color: var(--sand);
  text-decoration: none;
  transition: background 0.18s ease, color 0.18s ease;
}

.page-disclaimer .aside-links a::after {
  content: "→";
  font-family: var(--font-index);
  font-size: 12px;
  color: var(--gold);
}

.page-disclaimer .aside-links a:hover,
.page-disclaimer .aside-links a:focus-visible {
  background: rgba(201, 162, 91, 0.22);
  color: var(--paper);
}

.page-disclaimer .terms-extra {
  margin-top: clamp(28px, 4vw, 46px);
}

.page-disclaimer .terms-extra-head {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 6px 14px;
  margin-bottom: 14px;
}

.page-disclaimer .terms-extra-title {
  margin: 0;
  font-family: var(--font-display);
  font-weight: 400;
  font-size: clamp(21px, 3vw, 28px);
  line-height: 1.35;
  color: var(--paper);
}

.page-disclaimer .terms-extra-note {
  font-family: var(--font-index);
  font-size: 11.5px;
  letter-spacing: 0.1em;
  color: var(--mist);
}

.page-disclaimer .terms-extra .disclosure {
  padding: 6px clamp(12px, 2vw, 20px);
  border: 1px solid var(--term-line-soft);
  border-radius: var(--radius);
  background: rgba(16, 27, 51, 0.7);
  backdrop-filter: blur(10px);
}

.page-disclaimer .disclosure-body p {
  margin: 0 0 8px;
  font-family: var(--font-body);
  font-size: 15px;
  line-height: 1.85;
  color: var(--sand);
}

.page-disclaimer .disclosure-body p:last-child {
  margin-bottom: 0;
}

@media (min-width: 640px) {
  .page-disclaimer .terms-facts {
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 16px;
  }
}

@media (min-width: 768px) {
  .page-disclaimer .clause {
    grid-template-columns: 74px minmax(0, 1fr);
    column-gap: 22px;
  }

  .page-disclaimer .clause-num {
    padding-top: 6px;
  }
}

@media (min-width: 1024px) {
  .page-disclaimer .terms-layout {
    grid-template-columns: minmax(0, 1fr) 296px;
    gap: 28px;
    align-items: start;
  }

  .page-disclaimer .terms-aside {
    position: sticky;
    top: 24px;
  }

  .page-disclaimer .terms-hero {
    margin-top: 24px;
  }
}

@media (min-width: 1280px) {
  .page-disclaimer .terms-lede {
    max-width: 64ch;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer .aside-link,
  .page-disclaimer .aside-links a {
    transition: none;
  }
}
<<<END>>>
